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Supplemental Questionnaire
The questionnaire gathers detailed information on a contractor’s operations, safety programs, equipment, and legal history, including licensing, safety policies, subcontractor practices, and insurance requirements. It emphasizes safety procedures, vehicle management, pest control licensing, equipment leasing, and recent project history. Applicants must disclose claims, lawsuits, OSHA citations, and potential liabilities, with signatures confirming accuracy; submission does not guarantee coverage.
ArborMAX offers industry-specific insurance coverage, including general liability, auto, workers’ compensation, and umbrella policies, with additional protections like errors and omissions and equipment coverage. They donate a portion of premiums to support tree care safety training. The program emphasizes knowledgeable agents, tailored coverage options, and requirements, accreditation, and specific payroll classifications.
ArborMAX underwriting is designed specifically for tree care companies. Applicants must demonstrate at least three years in business (or equivalent experience for new ventures), maintain proper safety programs, and have a minimum portion of their payroll or receipts dedicated to tree care operations. These guidelines ensure that coverage is tailored to the unique risks and needs of the industry, providing reliable protection for contractors and their clients.
ArborMAX provides E&O coverage for arborist and landscape professional services, protecting your business from claims of mistakes, omissions, or professional negligence. This coverage helps safeguard your company in the event a client alleges errors in your services, giving you peace of mind while performing specialized tree care and landscape work.
Yes. ArborMAX includes specialized coverage for the application of pesticides and herbicides, protecting your business from potential liability associated with chemical use. This coverage ensures that both the applicator and the client are safeguarded against accidents or claims arising from your professional use of chemicals in tree care operations.
ArborMAX offers coverage for the tools and equipment you use daily, including chainsaws, tub grinders, and other tree care machinery. This protection helps ensure that your critical assets are covered in the event of theft, damage, or loss, allowing your business to continue operating without interruption.
The Property Enhancement Endorsement provides additional protection for your buildings, business property, and equipment beyond standard property coverage. It can include enhancements for specialized equipment storage, replacement cost coverage, or other extensions designed to meet the unique needs of tree care companies.
This endorsement expands your standard commercial auto coverage to include specialized vehicles used in tree care, such as bucket trucks, grapple trucks, and cranes. It ensures that your fleet, which is often a significant business investment, is fully protected against a wider range of risks and liability exposures.
The GL Broadening Endorsement extends your general liability coverage to include additional protections specific to tree care operations. This may include coverage for per-project aggregates, enhanced legal defense provisions, and broader protection for certain types of client claims, ensuring that your business is well-shielded from potential lawsuits.
Blanket Additional Insureds allows your clients, landlords, or other parties to be automatically added to your policy as additional insureds without requiring separate endorsements for each one. Including primary wording ensures that your coverage takes precedence, providing clear protection for both your business and the added parties while simplifying administrative requirements.
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